Income Estimator

Estimate Your Earnings*

Enter your expected deposits and loan originations. All estimates are annual.

Deposits

- Estimate what you think your clients would hold in deposits if they used your banking services. Keep in mind that deposits will stack each year, so feel free to change up the numbers thinking ahead to what deposits could be in the future.

Non-Interest-Bearing Deposits
$
Net Annual Income to You:$525,000
Interest-Bearing Deposits (Treasury Funds)
$
Net Annual Income to You:$24,500
Deposit Subtotal: $549,500

Loans

"Graduation" loans funded through Brook
$
Net Annual Income to You:$245,000
Loans Subtotal: $245,000

Debit Card Spend

Do you expect your clients to be heavy, medium or light users of their debit cards?

Est. Annual Spend: $25,000,000Net Annual Income to You: $175,000

Estimated Annual Income

Non-Interest-Bearing Deposits$525,000
Interest-Bearing Deposits$24,500
Debit Card Spend$175,000
Graduation Loans$245,000
Total$969,500

Additional revenue streams not included: credit card interchange (Q4 2026), mortgage referrals, and other referral income.

* Estimated income figures are illustrative only and are based on the inputs provided. Actual results will vary depending on client deposit balances, debit card usage, loan volumes, prevailing interest rates, and other factors. Revenue share rates and product terms are subject to change. This tool does not constitute a guarantee, promise, or projection of future earnings. Brook makes no representation that any Branch Owner will achieve the results shown.

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Deposit Account AgreementDeposit DisclosuresCardholder Agreement

1 Brook is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Brook Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.